Contact Us

Contact us to review all of your debt help options, including consumer proposals, debt consolidation, and bankruptcy in Canada.

BC

Call toll free: 1-888-748-0386

Victoria

Duncan

Nanaimo

Port Alberni

ALBERTA

Call toll free in Alberta: 310-8888

Calgary – Downtown

Calgary – South

Calgary – Northwest

Calgary – Northeast

Airdrie

Red Deer

Edmonton – Downtown

Edmonton – South

Edmonton – West

Edmonton – Northgate

Camrose

Fort McMurray

Red Deer

Wetaskiwin

MANITOBA

Call toll free: 1-866-941-6353

Winnipeg

ONTARIO

Call toll free in Ontario: 310-8888

Thunder Bay

Fort Frances

Dryden

NOVA SCOTIA

Call toll free in Nova Scotia: 310-6060

Amherst

Antigonish

Barrington Passage

Bridgewater

Digby

Dartmouth

Glace Bay

Halifax

Kentville

New Glasgow

Port Hawkesbury

Sackville

Shelburne

Sydney

Truro

Windsor

Yarmouth

NEW BRUNSWICK

Call toll free in New Brunswick: 1-888-455-6060

Barrinton Passage

Bathurst

Barrinton Passage

Digby

Edmundston

Fredericton

Grand Falls

Miramichi

Moncton

Saint John

Shelburne

Woodstock

Yarmouth

PRINCE EDWARD ISLAND

Call toll free in PEI: 1-888-455-6060

Charlottetown

Summerside

Montague

QUEBEC

Call toll free in Quebec: 1-855-724-2268

Over 100 locations

2 thoughts on “Contact Us

    • Hi Gary,

      The first thing you need to do is to call us for a free, no obligation consultation. We will review all your debt solution options – not just bankruptcy – to see what the best course of action is for your situation.

      The Licensed Insolvency Trustee (LIT) will help you prepare a Statement of Affairs which lists all of your assets, creditors, income, expenses, and other pertinent information.

      If bankruptcy is the best option, most creditors are no longer able to pursue you for collection of their accounts after you file.

      You may be requested to attend a bankruptcy interview with the Official Receiver who is a government official.

      You will be required to attend two financial counselling sessions.

      If you have any assets which you will not be allowed to keep, you will be expected to help the Trustee sell them.

      The fees charged by a Licensed Insolvency Trustee for consumer insolvencies are regulated by the federal government. Typically, LITs do not charge for the first consultation. You will report your income and expenses on a monthly basis to the Trustee. You may also be required to pay some money to the Trustee each month depending upon how much you earn, the size of your family and your circumstances. This payment is called your surplus payment.

      You will be automatically discharged from bankruptcy in nine months if this is your first bankruptcy, your surplus payment is less than $100 and there are no objections. If your surplus payments is $100 or greater, your discharge will be in 21 months. You will have no further obligations for the debts covered in your bankruptcy.

      Hope this answers some of your questions. If you can tell me where you live, I can provide your with the phone number for one of our offices near you.

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